About Fisco

Personal service, professional results

Fisco Tax Solutions is a locally owned tax practice based in Kitchener, Ontario, founded by Ravinder Kaur — or Rav, as her clients know her. A Waterloo Region resident for more than twenty years, Rav spent over a decade as a Senior Tax Professional at H&R Block Kitchener, where preparing thousands of returns gave her the insight and expertise to tackle virtually any tax situation. Today that experience is trusted by individuals, self-employed professionals and small businesses right across Canada.

We believe taxes shouldn't be intimidating — so we take the time to explain your return, answer your questions and make sure nothing is missed. From students filing for the first time to seniors, new Canadians and business owners, our clients are treated like people, not paperwork.

A proud mom of two (and one very opinionated cat), Rav built Fisco on the same values she lives by at home: honesty, patience and doing right by people.

You may know us as Tax Prep Service — that's us. We became Fisco Tax Solutions in 2026: same Rav, same phone number, same office. Only the name changed.

  • Free, no-obligation consultation
  • Transparent, affordable pricing
  • Available in person, by phone or fully online
  • Based in Kitchener-Waterloo, serving all of Ontario and Canada
18+Years of tax experience
5,000+Returns filed
7 daysOpen every week

Experience & qualifications

Bachelor of ArtsUniversity degree
PMPProject Management Professional
C.I.M.Certified in Management
Licensed RealtorOntario
LLQPLicensed Life Insurance Agent
CRA-Authorized AgentRepresents clients with the CRA

More ways Rav can help

Buying or selling a home?

Rav is also a licensed Ontario real estate agent with 8+ years of experience helping clients buy, sell, rent and invest. She specializes in guiding first-time home buyers and making their first purchase a memorable experience — feel free to ask at your appointment.

Insurance & investments

As a licensed life insurance agent (LLQP), Rav can help you open a TFSA, FHSA, RRSP or RESP, and set up Life Insurance, Disability Insurance or Segregated Funds — so your tax plan and your savings plan work together.

Get Started Today
Ravinder Kaur, founder of Fisco Tax Solutions

Ravinder (Rav) Kaur

Founder, Fisco Tax Solutions

“When I started Fisco, I had one goal: to be the person my clients can actually talk to about their taxes. Behind every return is a person working hard for their money. My promise is simple: I'll treat your return like it's my own, explain everything in plain language, and make sure you get every dollar you're entitled to.”

— Rav
Simba, the Fisco office cat

Meet Simba

In-House Auditor

Simba conducting a thorough review from the comfort of a blanket

Our strictest reviewer — no return leaves the office without passing his inspection. Reviews are typically conducted mid-nap.