Personal Income Tax
Complete personal returns for employees, students, families, newcomers and seniors — with every credit and deduction you're entitled to.
Tax returns from anywhere in Canada
Friendly, accurate and affordable tax services for individuals, families and small businesses — filed quickly and securely with the CRA.
What We Do
Whether you're filing your first return or managing a growing business, we make tax season simple and stress-free.
Complete personal returns for employees, students, families, newcomers and seniors — with every credit and deduction you're entitled to.
Specialized support for Uber and rideshare drivers, truck drivers, contractors and freelancers — we track business expenses so you keep more of what you earn.
Accurate reporting of rental income and expenses for landlords and property owners, including shared-ownership situations.
Corporate tax returns (T2), business incorporation and year-round guidance for small business owners.
Specialist help
Some situations come with their own rules. These pages explain exactly how we handle them — and what it costs.
Behind on filing
Years behind? We file them together, retrieve your missing slips from the CRA, and there is no lecture.
Read more ›Rideshare & delivery
Every vehicle and phone expense claimed, plus the GST/HST rule that catches rideshare drivers out. From $80.
Read more ›Students & first-time filers
File even with no income — it is what starts your GST/HST credit and banks your tuition. Student returns $45.
Read more ›New to Canada
Your first return has extra steps most guides skip — and the benefits you're owed have to be applied for separately.
Read more ›Truck drivers
TL2 meal and lodging claims, and the long-haul rule that lets you deduct far more of your meals than most workers.
Read more ›Landlords & property
Reported properly on T776 — including the two mistakes that cost landlords the most, mortgage principal and CCA.
Read more ›Small business & corporate
T2 returns, GST/HST filing, NUANS searches and Ontario incorporation, handled one-on-one.
Read more ›Getting ready
A plain checklist by situation — slips, receipts and records. When in doubt, bring it.
Read more ›Rideshare & delivery
The rule that catches new drivers out, and what to do if you have been driving a while without registering.
Read more ›First-time filers
Your first return, explained without jargon — including why filing with little or no income is still worth doing.
Read more ›Benefits & credits
Child benefit, Trillium, workers benefit — what they are, who qualifies, and why they depend on filing.
Read more ›Transparent Pricing
Know what you'll pay before we start — clear prices, no surprises.
Prices do not include HST.
Corporate T2 returns start at $250 and are quoted individually. Returns and incorporations are handled personally, one-on-one — reach out for a free consultation tailored to your business.
How It Works
You never have to wonder where things stand — we come back to you at every stage, and nothing is filed until you've seen it.
Start with a free 15-minute call — pick a time online or just phone us. We'll go over your situation and agree the price before any work begins.
Upload, email, drop off or have us collect them — whichever suits you. Your client form can be filled in online at the same time; it saves as you type and works on your phone.
We prepare your return and check it for every credit and deduction you're entitled to, then go through the numbers with you — and tell you straight away if anything is still missing.
Once you're happy, we e-file directly with the CRA and send you the confirmation for your records. Most personal returns are done within 1–3 days of us having everything.
Client Stories
Families, students, drivers and small business owners across Kitchener-Waterloo — and clients filing remotely from across Canada — trust us with their returns.
I found Ravinder's website online and decided to take a chance and call. I am so glad that I did! She was very professional, responsive, knowledgeable and incredibly easy to work with. The entire process was seamless, smooth and fast.
She filed my taxes and also helped me through a CRA audit — handled everything start to finish. The audit passed without any issues, and I got my Notice of Assessment cleared. Definitely recommend her if you're looking for someone reliable and professional.
Rav is amazing! Thorough and patient and makes tax season much less stressful. I highly recommend her services, she is incredibly knowledgeable of working on accounts for small businesses like mine.
About Fisco
Fisco Tax Solutions is a locally owned tax practice based in Kitchener, Ontario, founded by Ravinder Kaur — or Rav, as her clients know her. A Waterloo Region resident for more than twenty years, Rav spent over a decade as a Senior Tax Professional at H&R Block Kitchener, where preparing thousands of returns gave her the insight and expertise to tackle virtually any tax situation. Today that experience is trusted by individuals, self-employed professionals and small businesses right across Canada.
We believe taxes shouldn't be intimidating — so we take the time to explain your return, answer your questions and make sure nothing is missed. From students filing for the first time to seniors, new Canadians and business owners, our clients are treated like people, not paperwork.
“When I started Fisco, I had one goal: to be the person my clients can actually talk to about their taxes. Behind every return is a person working hard for their money. My promise is simple: I'll treat your return like it's my own, explain everything in plain language, and make sure you get every dollar you're entitled to.”
— Rav
Common Questions
Quick answers to what clients ask us most.
Get In Touch
Tell us a little about your situation and we'll get back to you promptly — or call or email anytime. Complete information means we can start the same day.
Book a Free Consultation Send us your details
226 751 6720 · info@fiscotax.ca · Kitchener-Waterloo & remote across Canada